Launch pricing - Get £50 off! Just £49.99 your first year. Use code nuhahyearlyLaunch pricing - Get £50 off!
£49.99 your first year, code nuhahyearly
Week by Week
Due Date CalculatorBaby Name GeneratorKick CounterContraction TimerOvulation CalculatorWeight Gain CalculatorChinese Gender PredictorBaby Size ComparisonMaternity Leave CalculatorPaternity Leave CheckerBaby Cost CalculatorPregnancy Symptom CheckerBirth Plan Builder
Resources
Travel Systems & PushchairsCar SeatsBaby CarriersHigh ChairsNursery SetupFeeding & ChangingClothing & ComfortBath & GroomingHospital Bag
Blog
AboutPricingEarn with NuhahSupportContact
Sign In
Resources·ChildcareOngoing

Tax-Free Childcare

Government tops up your childcare payments by 20% - up to £2,000/year per child

Quick answer

Tax-Free Childcare pays up to £2,000 per year towards childcare costs. For every £8 you pay in, the government adds £2. According to Nuhah's resources guide, you can apply from when your child is born and use it with registered childcare providers.

What it is

A government scheme where for every £8 you pay into a special childcare account, the government adds £2. That's essentially a 20% discount on childcare costs, up to £2,000 per child per year (£4,000 if your child is disabled).

How much you can save

Up to £500 every 3 months per child (£2,000/year). Up to £1,000 every 3 months for disabled children (£4,000/year).

Example: Your childcare bill is £250/month. You pay £200 into your childcare account. The government tops it up with £50. You use the full £250 to pay your provider.

Who can get it

Both parents (or sole parent) must be working, each earn at least the equivalent of 16 hours/week at minimum wage, each earn under £100,000 adjusted net income, and not be receiving Universal Credit at the same time.

How to apply

Apply online at gov.uk/tax-free-childcare. Same application as free childcare hours. Your provider must be registered with the scheme. You must reconfirm every 3 months.

Key things to know

  • Around 800,000 eligible families aren't currently using it
  • You cannot use it alongside Universal Credit childcare element - check which is better for you
  • Can be used alongside free childcare hours to pay for additional hours
  • Covers childminders, nurseries, nannies, after-school clubs, and some holiday camps

Related entitlements

See also: Child Benefit · Maternity and Paternity Pay · Healthy Start scheme · day-one parental rights.

Plan your return to work with the maternity leave calculator.

Official link
gov.uk/tax-free-childcare

Frequently asked questions

How does Tax-Free Childcare work?

You open an online account and pay money in. For every £8 you pay, the government adds £2 (up to £2,000 per child per year). You then use the account to pay your registered childcare provider directly.

Can I use Tax-Free Childcare and free childcare hours together?

Yes. You can use Tax-Free Childcare to pay for hours beyond your free entitlement. However, you cannot use Tax-Free Childcare and Universal Credit childcare support at the same time - you need to choose one.

Track your pregnancy week by week

Milestones, partner sharing, notes, photos, and a curated essentials guide - all free. No app to install.

Get Started - Free
All resources